Friday, 26 December, 2025
How Small Merchants Are Leveraging Digital Payments for NBFC Loans
Small merchants are increasingly using their QR code transaction history to secure credit from Non-Banking Financial Companies (NBFCs). By analyzing digital payment flows, lenders can assess creditworthiness without traditional collateral, offering faster and more accessible loans. This data-driven approach is bridging the credit gap for micro-entrepreneurs, allowing them to expand operations based on real-time business performance rather than complex paperwork.
Read full story at Economic Times