Friday, 20 June, 2025

NACH 3.0 Is Coming in July 2025: Faster Salary Credits, EMIs & SIP With Enhanced Security

NPCI will roll out NACH 3.0, upgrading its National Automated Clearing House system. Users will experience faster processing of salary credits, mutual fund SIPs, EMI, school fee payments, and more. The upgrade includes multi-factor authentication, Pretty Good Privacy (PGP) encryption, live dashboards, self-service features, and improved dispute resolution. The new interface aims to reduce errors, boost data security, and enhance the overall banking experience.